Mortgage & Paycheck Calculators by State

State-level property tax rates, income tax brackets, and take-home pay data for every US state. Pick your state to see exactly how much house you can afford and how much of your paycheck you actually keep.

High cost

California

Property tax, income tax, and take-home pay calculator for California residents.

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No income tax

Texas

No state income tax but higher property taxes. See the full breakdown.

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No income tax

Florida

No state income tax. Property tax and homestead exemption details.

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New York

High state and local income tax. NYC resident surcharge included.

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Pennsylvania

Flat 3.07% state income tax. Local earned income tax varies by municipality.

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Illinois

Flat 4.95% state income tax. High property taxes in Cook County.

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Ohio

Progressive state income tax. School district income tax varies.

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Georgia

Progressive state income tax. Lower-than-average property taxes.

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North Carolina

Flat 4.5% state income tax (2026). Low property taxes.

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Michigan

Flat 4.25% state income tax. Varying local property tax rates.

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No Income Tax States

No income tax

Alaska

No state income tax. Annual Permanent Fund Dividend for residents.

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No income tax

Nevada

No state income tax. Low property taxes and growing housing market.

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No income tax

New Hampshire

No state wage income tax. High property taxes (2nd highest in US).

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No income tax

South Dakota

No state income tax. Moderate property taxes.

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No income tax

Tennessee

No state wage income tax. Low property taxes.

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No income tax

Washington

No state income tax. High median home prices.

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No income tax

Wyoming

No state income tax. Low property taxes.

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West & Mountain

Arizona

Progressive income tax (2.59%-4.5%). Below-average property taxes.

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Colorado

Flat 4.4% income tax. Low property taxes.

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Idaho

Flat 5.8% income tax. Moderate property taxes.

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Montana

Progressive income tax. No state sales tax.

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New Mexico

Progressive income tax. Low property taxes.

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Oregon

Progressive income tax (4.75%-9.9%). No state sales tax.

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Utah

Flat 4.65% income tax. Low property taxes.

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Midwest

Indiana

Flat 3.05% income tax. Property tax caps at 1%.

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Iowa

Progressive income tax. Above-average property taxes.

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Kansas

Progressive income tax. Above-average property taxes.

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Minnesota

Progressive income tax (5.35%-9.85%). Above-average property taxes.

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Missouri

Progressive income tax. Moderate property taxes.

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Nebraska

Progressive income tax. Among highest property tax rates.

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North Dakota

Low income tax (1.95%-2.5%). Moderate property taxes.

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South Dakota

No income tax. Moderate property taxes.

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Wisconsin

Progressive income tax. High property taxes in Midwest.

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South & Southeast

Alabama

Progressive income tax (2%-5%). Low property taxes.

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Arkansas

Progressive income tax (2%-4.4%). Low home prices.

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Kentucky

Progressive income tax (2%-5%). Low property taxes.

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Louisiana

Progressive income tax. Homestead exemption available.

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Mississippi

Lowest median home prices in the US.

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Oklahoma

Low home prices and moderate property taxes.

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South Carolina

Progressive income tax. Low property taxes.

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West Virginia

Lowest median home prices after Mississippi.

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Northeast & Mid-Atlantic

Connecticut

Among the highest property taxes in the nation (2.15%).

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Delaware

No sales tax. Moderate property taxes.

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Maine

Above-average property taxes. Progressive income tax.

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Maryland

Progressive income tax. Above-average property taxes.

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Massachusetts

Flat 5% income tax plus millionaire surtax.

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New Jersey

Highest property taxes in the nation (2.49%).

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Rhode Island

Above-average property taxes. Moderate income tax.

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Vermont

High property taxes. Progressive income tax.

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Virginia

Moderate property taxes. Progressive income tax.

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Hawaii

Hawaii

Lowest property tax rate (0.31%) but highest median home prices.

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All 50 states are now available. Use our paycheck calculator for federal + state + FICA withholding in any state.