Calculate your Iowa mortgage payment with state-specific property tax rates (1.53% average), income tax (4.4% - 5.7%), and 2026 conforming loan limits.
Iowa-Specific Inputs
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Iowa Property Tax
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IA average: 1.53%
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Other costs
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Iowa Mortgage Overview
Iowa has above-average property taxes but moderate home prices.
2026 Conforming Loan Limits
Single-family: $806,500
Two-unit: $1,032,320
Three-unit: $1,250,075
Four-unit: $1,548,480
Iowa Income Tax Rates (2026)
Iowa has a state income tax with rates of 4.4% - 5.7%.
Iowa Property Tax
First-Time Homebuyer Programs
Iowa Finance Authority offers down payment assistance and favorable loan terms for qualifying first-time buyers in Iowa.
Iowa Mortgage FAQ
What is the average property tax rate in Iowa?What is the income tax in Iowa?What are Iowa's conforming loan limits for 2026?Are there first-time homebuyer programs in Iowa?How much do I need for a down payment in Iowa?