Calculate your South Carolina mortgage payment with state-specific property tax rates (0.57% average), income tax (0% - 6.4%), and 2026 conforming loan limits.
SC average: 0.57%
South Carolina has low property taxes and a progressive income tax.
Expensive housing markets may see limits up to $1,209,750.
South Carolina has a state income tax with rates of 0% - 6.4%.
Your real take-home is in the paycheck calculator.
The average effective property tax rate in South Carolina is 0.57%. Your county assessor can confirm the rate for your address.
South Carolina State Housing Finance Authority offers down payment assistance and favorable loan terms for qualifying first-time buyers in South Carolina.
Their official page has details.
Local jurisdictions set their own rates.
Your real take-home is in the paycheck calculator.
Over the limit is jumbo territory.
Their official page has details.
Zero down for VA/USDA. 3% for conventional. 3.5% for FHA.