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Virginia Mortgage Calculator

Calculate your Virginia mortgage payment with state-specific property tax rates (0.82% average), income tax (2% - 5.75%), and 2026 conforming loan limits.

Virginia-Specific Inputs

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Virginia Property Tax

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VA average: 0.82%

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Other costs

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Virginia Mortgage Overview

Virginia has moderate property taxes and a progressive income tax.

2026 Conforming Loan Limits

  • Single-family: $806,500
  • Two-unit: $1,032,320
  • Three-unit: $1,250,075
  • Four-unit: $1,548,480

Virginia Income Tax Rates (2026)

Virginia has a state income tax with rates of 2% - 5.75%.

Virginia Property Tax

First-Time Homebuyer Programs

Virginia Housing offers down payment assistance and favorable loan terms for qualifying first-time buyers in Virginia.

Qualification requires meeting income limits.

Virginia Mortgage FAQ

What is the average property tax rate in Virginia?
What is the income tax in Virginia?
What are Virginia's conforming loan limits for 2026?
Are there first-time homebuyer programs in Virginia?

Qualification requires meeting income limits.

How much do I need for a down payment in Virginia?

Related resources

National Mortgage Calculator → VA Paycheck Calculator → Affordability Calculator → Down Payment Calculator → All State Calculators → How Much House Can I Afford? →