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Delaware Mortgage Calculator

Calculate your Delaware mortgage payment with state-specific property tax rates (0.57% average), income tax (2.2% - 6.6%), and 2026 conforming loan limits.

Delaware-Specific Inputs

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Delaware Property Tax

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DE average: 0.57%

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Other costs

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Delaware Mortgage Overview

Delaware has no sales tax and moderate property taxes.

2026 Conforming Loan Limits

  • Single-family: $806,500
  • Two-unit: $1,032,320
  • Three-unit: $1,250,075
  • Four-unit: $1,548,480

Pricier counties get higher limits.

Delaware Income Tax Rates (2026)

Delaware has a state income tax with rates of 2.2% - 6.6%.

See your take-home with the paycheck calculator.

Delaware Property Tax

Property taxes in Delaware average 0.57%. The exact rate varies by where you live within the state.

First-Time Homebuyer Programs

Delaware State Housing Authority offers down payment assistance and favorable loan terms for qualifying first-time buyers in Delaware.

Check their site for updates.

Delaware Mortgage FAQ

What is the average property tax rate in Delaware?

Your county sets the actual rate.

What is the income tax in Delaware?

See your take-home with the paycheck calculator.

What are Delaware's conforming loan limits for 2026?

Higher amounts are jumbo loans.

Are there first-time homebuyer programs in Delaware?

Check their site for updates.

How much do I need for a down payment in Delaware?

Conventional needs 3% down, FHA 3.5%, VA/USDA nothing.

Related resources

National Mortgage Calculator → DE Paycheck Calculator → Affordability Calculator → Down Payment Calculator → All State Calculators → How Much House Can I Afford? →