Calculate your North Dakota mortgage payment with state-specific property tax rates (0.99% average), income tax (1.95% - 2.5%), and 2026 conforming loan limits.
ND average: 0.99%
North Dakota has low income tax rates and moderate property taxes.
High-cost areas can hit $1,209,750.
North Dakota has a state income tax with rates of 1.95% - 2.5%.
The paycheck calculator shows your net pay.
Rates vary by county.
North Dakota Housing Finance Agency offers down payment assistance and favorable loan terms for qualifying first-time buyers in North Dakota.
Details on their website.
Rates vary by county.
The paycheck calculator shows your net pay.
Above this, it is a jumbo loan.
Details on their website.
Down payments start at 3% (conventional) or 3.5% (FHA). VA/USDA need zero.