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Indiana Mortgage Calculator

Calculate your Indiana mortgage payment with state-specific property tax rates (0.85% average), income tax (3.05%), and 2026 conforming loan limits.

Indiana-Specific Inputs

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Indiana Property Tax

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IN average: 0.85%

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Other costs

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Indiana Mortgage Overview

Indiana has a flat 3.05% income tax and property tax caps (1% of assessed value).

2026 Conforming Loan Limits

  • Single-family: $806,500
  • Two-unit: $1,032,320
  • Three-unit: $1,250,075
  • Four-unit: $1,548,480

Counties with steep home prices may get a $1,209,750 limit.

Indiana Income Tax Rates (2026)

Indiana has a state income tax with rates of 3.05%.

Indiana Property Tax

First-Time Homebuyer Programs

Indiana Housing and Community Development Authority offers down payment assistance and favorable loan terms for qualifying first-time buyers in Indiana.

Indiana Mortgage FAQ

What is the average property tax rate in Indiana?
What is the income tax in Indiana?
What are Indiana's conforming loan limits for 2026?
Are there first-time homebuyer programs in Indiana?
How much do I need for a down payment in Indiana?

Related resources

National Mortgage Calculator → IN Paycheck Calculator → Affordability Calculator → Down Payment Calculator → All State Calculators → How Much House Can I Afford? →