Calculate your Kentucky mortgage payment with state-specific property tax rates (0.86% average), income tax (2% - 5%), and 2026 conforming loan limits.
KY average: 0.86%
Kentucky has low property taxes and a progressive income tax.
Some expensive markets have elevated limits reaching $1,209,750.
Kentucky has a state income tax with rates of 2% - 5%.
Property taxes in Kentucky average 0.86%. Check with your county tax office for the exact rate.
Kentucky Housing Corporation offers down payment assistance and favorable loan terms for qualifying first-time buyers in Kentucky.