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Colorado Mortgage Calculator

Calculate your Colorado mortgage payment with state-specific property tax rates (0.51% average), income tax (4.4%), and 2026 conforming loan limits.

Colorado-Specific Inputs

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Colorado Property Tax

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CO average: 0.51%

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Other costs

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Colorado Mortgage Overview

Colorado has a flat 4.4% income tax and relatively low property taxes.

2026 Conforming Loan Limits

  • Single-family: $806,500
  • Two-unit: $1,032,320
  • Three-unit: $1,250,075
  • Four-unit: $1,548,480

Colorado Income Tax Rates (2026)

Colorado has a state income tax with rates of 4.4%.

Colorado Property Tax

The average effective property tax rate in Colorado is 0.51%. and local jurisdiction.

First-Time Homebuyer Programs

Colorado Housing and Finance Authority offers down payment assistance and favorable loan terms for qualifying first-time buyers in Colorado.

Colorado Mortgage FAQ

What is the average property tax rate in Colorado?

The average effective property tax rate in Colorado is 0.51%. and local jurisdiction.

What is the income tax in Colorado?
What are Colorado's conforming loan limits for 2026?

For 2026, the conforming loan limit for a single-family home in Colorado is $806,500.

Are there first-time homebuyer programs in Colorado?
How much do I need for a down payment in Colorado?

Related resources

National Mortgage Calculator → CO Paycheck Calculator → Affordability Calculator → Down Payment Calculator → All State Calculators → How Much House Can I Afford? →