Home›States›Louisiana

Louisiana Mortgage Calculator

Calculate your Louisiana mortgage payment with state-specific property tax rates (0.55% average), income tax (1.85% - 4.25%), and 2026 conforming loan limits.

Louisiana-Specific Inputs

$
$
%

Louisiana Property Tax

%

LA average: 0.55%

$

Other costs

$
$

Louisiana Mortgage Overview

Louisiana has low property taxes and a homestead exemption.

2026 Conforming Loan Limits

  • Single-family: $806,500
  • Two-unit: $1,032,320
  • Three-unit: $1,250,075
  • Four-unit: $1,548,480

Counties with high housing costs can see limits up to $1,209,750.

Louisiana Income Tax Rates (2026)

Louisiana has a state income tax with rates of 1.85% - 4.25%.

Louisiana Property Tax

Louisiana's typical property tax rate sits at 0.55%. Check with your county tax office for the exact rate where you live.

First-Time Homebuyer Programs

Louisiana Housing Corporation offers down payment assistance and favorable loan terms for qualifying first-time buyers in Louisiana.

Louisiana Mortgage FAQ

What is the average property tax rate in Louisiana?
What is the income tax in Louisiana?
What are Louisiana's conforming loan limits for 2026?
Are there first-time homebuyer programs in Louisiana?
How much do I need for a down payment in Louisiana?

Related resources

National Mortgage Calculator → LA Paycheck Calculator → Affordability Calculator → Down Payment Calculator → All State Calculators → How Much House Can I Afford? →