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Connecticut Mortgage Calculator

Calculate your Connecticut mortgage payment with state-specific property tax rates (2.15% average), income tax (3% - 6.99%), and 2026 conforming loan limits.

Connecticut-Specific Inputs

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Connecticut Property Tax

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CT average: 2.15%

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Other costs

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Connecticut Mortgage Overview

Connecticut has among the highest property taxes in the nation.

2026 Conforming Loan Limits

  • Single-family: $806,500
  • Two-unit: $1,032,320
  • Three-unit: $1,250,075
  • Four-unit: $1,548,480

In pricier counties, the limit rises to $1,209,750.

Connecticut Income Tax Rates (2026)

Connecticut has a state income tax with rates of 3% - 6.99%.

The paycheck calculator shows your net pay.

Connecticut Property Tax

On average, Connecticut property taxes run at 2.15%. Each county sets its own rate, so check locally.

First-Time Homebuyer Programs

Connecticut Housing Finance Authority offers down payment assistance and favorable loan terms for qualifying first-time buyers in Connecticut.

Income and price caps vary by county.

Connecticut Mortgage FAQ

What is the average property tax rate in Connecticut?

Rates vary by county.

What is the income tax in Connecticut?

The paycheck calculator shows your net pay.

What are Connecticut's conforming loan limits for 2026?

Above this, it is a jumbo loan.

Are there first-time homebuyer programs in Connecticut?

Income and price caps vary by county.

How much do I need for a down payment in Connecticut?

Down payments start at 3% (conventional) or 3.5% (FHA). VA/USDA need zero.

Related resources

National Mortgage Calculator → CT Paycheck Calculator → Affordability Calculator → Down Payment Calculator → All State Calculators → How Much House Can I Afford? →