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Rhode Island Mortgage Calculator

Calculate your Rhode Island mortgage payment with state-specific property tax rates (1.63% average), income tax (3.75% - 5.99%), and 2026 conforming loan limits.

Rhode Island-Specific Inputs

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Rhode Island Property Tax

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RI average: 1.63%

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Other costs

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Rhode Island Mortgage Overview

Rhode Island has above-average property taxes and moderate income tax.

2026 Conforming Loan Limits

  • Single-family: $806,500
  • Two-unit: $1,032,320
  • Three-unit: $1,250,075
  • Four-unit: $1,548,480

Rhode Island Income Tax Rates (2026)

Rhode Island has a state income tax with rates of 3.75% - 5.99%.

Run the paycheck calculator for net pay.

Rhode Island Property Tax

Looking at Rhode Island, the average property tax rate is 1.63%. so verify with your local assessor.

First-Time Homebuyer Programs

Rhode Island Housing offers down payment assistance and favorable loan terms for qualifying first-time buyers in Rhode Island.

Latest info is on their site.

Rhode Island Mortgage FAQ

What is the average property tax rate in Rhode Island?

Looking at Rhode Island, the average property tax rate is 1.63%. so verify with your local assessor.

What is the income tax in Rhode Island?

Run the paycheck calculator for net pay.

What are Rhode Island's conforming loan limits for 2026?

For 2026, the conforming loan limit for a single-family home in Rhode Island is $806,500.

Are there first-time homebuyer programs in Rhode Island?

Latest info is on their site.

How much do I need for a down payment in Rhode Island?

Related resources

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