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Wisconsin Mortgage Calculator

Calculate your Wisconsin mortgage payment with state-specific property tax rates (1.68% average), income tax (3.54% - 7.65%), and 2026 conforming loan limits.

Wisconsin-Specific Inputs

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Wisconsin Property Tax

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WI average: 1.68%

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Other costs

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Wisconsin Mortgage Overview

Wisconsin has among the highest property tax rates in the Midwest.

2026 Conforming Loan Limits

  • Single-family: $806,500
  • Two-unit: $1,032,320
  • Three-unit: $1,250,075
  • Four-unit: $1,548,480

Pricier counties get higher limits.

Wisconsin Income Tax Rates (2026)

Wisconsin has a state income tax with rates of 3.54% - 7.65%.

See your take-home with the paycheck calculator.

Wisconsin Property Tax

Your county sets the actual rate.

First-Time Homebuyer Programs

Wisconsin Housing and Economic Development Authority offers down payment assistance and favorable loan terms for qualifying first-time buyers in Wisconsin.

Check their site for updates.

Wisconsin Mortgage FAQ

What is the average property tax rate in Wisconsin?

Your county sets the actual rate.

What is the income tax in Wisconsin?

See your take-home with the paycheck calculator.

What are Wisconsin's conforming loan limits for 2026?

Higher amounts are jumbo loans.

Are there first-time homebuyer programs in Wisconsin?

Check their site for updates.

How much do I need for a down payment in Wisconsin?

Conventional needs 3% down, FHA 3.5%, VA/USDA nothing.

Related resources

National Mortgage Calculator → WI Paycheck Calculator → Affordability Calculator → Down Payment Calculator → All State Calculators → How Much House Can I Afford? →