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Arkansas Mortgage Calculator

Calculate your Arkansas mortgage payment with state-specific property tax rates (0.63% average), income tax (2% - 4.4%), and 2026 conforming loan limits.

Arkansas-Specific Inputs

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Arkansas Property Tax

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AR average: 0.63%

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Other costs

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Arkansas Mortgage Overview

Arkansas has low home prices and below-average property taxes.

2026 Conforming Loan Limits

  • Single-family: $806,500
  • Two-unit: $1,032,320
  • Three-unit: $1,250,075
  • Four-unit: $1,548,480

Counties with high housing costs can see limits up to $1,209,750.

Arkansas Income Tax Rates (2026)

Arkansas has a state income tax with rates of 2% - 4.4%.

Arkansas Property Tax

Arkansas's typical property tax rate sits at 0.63%. Check with your county tax office for the exact rate where you live.

First-Time Homebuyer Programs

Arkansas Development Finance Authority offers down payment assistance and favorable loan terms for qualifying first-time buyers in Arkansas.

Arkansas Mortgage FAQ

What is the average property tax rate in Arkansas?
What is the income tax in Arkansas?
What are Arkansas's conforming loan limits for 2026?
Are there first-time homebuyer programs in Arkansas?
How much do I need for a down payment in Arkansas?

Related resources

National Mortgage Calculator → AR Paycheck Calculator → Affordability Calculator → Down Payment Calculator → All State Calculators → How Much House Can I Afford? →