Calculate your Maine mortgage payment with state-specific property tax rates (1.19% average), income tax (5.8% - 7.15%), and 2026 conforming loan limits.
Maine-Specific Inputs
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Maine Property Tax
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ME average: 1.19%
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Other costs
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Maine Mortgage Overview
Maine has above-average property taxes and a progressive income tax.
2026 Conforming Loan Limits
Single-family: $806,500
Two-unit: $1,032,320
Three-unit: $1,250,075
Four-unit: $1,548,480
Maine Income Tax Rates (2026)
Maine has a state income tax with rates of 5.8% - 7.15%.
Maine Property Tax
First-Time Homebuyer Programs
MaineHousing offers down payment assistance and favorable loan terms for qualifying first-time buyers in Maine.
Maine Mortgage FAQ
What is the average property tax rate in Maine?What is the income tax in Maine?What are Maine's conforming loan limits for 2026?Are there first-time homebuyer programs in Maine?How much do I need for a down payment in Maine?