Calculate your Oregon mortgage payment with state-specific property tax rates (0.93% average), income tax (4.75% - 9.9%), and 2026 conforming loan limits.
OR average: 0.93%
Oregon has no state sales tax and a progressive income tax.
Some counties go up to $1,209,750.
Oregon has a state income tax with rates of 4.75% - 9.9%.
The calculator handles state + federal tax.
Property taxes in Oregon average 0.93%. The exact rate varies by where you live within the state.
Oregon Housing and Community Services offers down payment assistance and favorable loan terms for qualifying first-time buyers in Oregon.
Their site has eligibility info.
County rates differ.
The calculator handles state + federal tax.
Exceeding it requires a jumbo loan.
Their site has eligibility info.
You can buy with 3% down (3.5% FHA, 0% VA/USDA).