Calculate your Alabama mortgage payment with state-specific property tax rates (0.41% average), income tax (2% - 5%), and 2026 conforming loan limits.
Alabama-Specific Inputs
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Alabama Property Tax
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AL average: 0.41%
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Other costs
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Alabama Mortgage Overview
Alabama has low property taxes and a progressive income tax.
2026 Conforming Loan Limits
Single-family: $806,500
Two-unit: $1,032,320
Three-unit: $1,250,075
Four-unit: $1,548,480
Alabama Income Tax Rates (2026)
Alabama has a state income tax with rates of 2% - 5%.
Alabama Property Tax
First-Time Homebuyer Programs
Alabama Housing Finance Authority offers down payment assistance and favorable loan terms for qualifying first-time buyers in Alabama.
Alabama Mortgage FAQ
What is the average property tax rate in Alabama?What is the income tax in Alabama?What are Alabama's conforming loan limits for 2026?Are there first-time homebuyer programs in Alabama?How much do I need for a down payment in Alabama?